The Central Bank yesterday published its quarterly lending survey for the third quarter of this year. Credit standards to households remained unchanged, but overall loan demand for house purchases fell for the first time since the second quarter of 2015, this was impacted by regulatory conditions and competition from other banks.
 
The survey notes that demand in the fourth quarter of 2018 is expected to be unchanged. For enterprises, both credit standards on loans and demand for loans were unchanged in the third quarter, though credit standards are expected to tighten in the fourth quarter across all categories except SME lending, whilst loan demand is expected to rise across all categories except loans to large enterprises.
 
Source: www.businessworld.ie